Category: Mortgage Agent Advice

Before you fall in love with that dream home, it’s time to get serious about your mortgage approval game. Discover how your credit score, income consistency, and down payment can be your greatest allies or your biggest roadblocks.

In today’s complex mortgage landscape, brokers are expected to wear every hat, and it’s burning us out. From inflation and housing shortages to compliance and marketing, the workload is heavier than ever. But what if you didn’t have to do it all? Discover how delegating to a trusted support team allows you to focus on what you do best: solving…

Most people wait too long and accept whatever their lender offers — costing them thousands. Our Mortgage Renewal Cheat Sheet gives you the step-by-step to take control, lock in better rates, and even explore refinancing options. The secret? Start 6 months early. [Read More ➝]

Tired of hearing only about ‘the best rate’? At DLC Mortgage Excellence, we believe true value lies in a customized mortgage strategy—one that protects your credit, suits your lifestyle, and helps you build wealth over time. In our latest post, discover why the right mortgage product (and the right lender) can matter more than saving a fraction of a percent.

New tariffs have sent shockwaves through the economy—and Canada, accounting for only 1% of the issues at stake, still faces a major impact. But here’s a silver lining: bond yields are down, meaning mortgage rates could follow suit. Explore how this roller-coaster ride might actually help homebuyers.

Did you know you can still put as little as 5% down—even if you already own a home? In Canada, the 5% down payment rule isn’t just for first-time buyers. As long as your new property is owner-occupied (by you or a family member), you may qualify for minimal down, plus mortgage insurance through CMHC, Sagen, or Canada Guaranty. Curious…

New U.S. trade policies are stirring up plenty of questions for Canada’s economy. In this blog, we explore what these potential tariffs could mean for key industries and the housing market, and why there’s still room for cautious optimism.

From interest rates doing the cha-cha to the wild ride of property values, navigating uncertainty doesn’t have to feel like you’re dancing in the dark. In our latest blog, discover how to keep your finances steady, boost your cash flow, and stay cool under market pressure—no superpowers required.

Think your mortgage payment doubles when rates do? Not so fast. In our new blog, we explore why amortization is your secret weapon, key mortgage trends for 2025, and how a few smart strategies can keep your monthly costs under control